What is the purpose of the minor injury guideline?

The Minor Injury Guideline (MIG) is part of the Statutory Accident Benefits Schedule (SABS) and is in place to guide how accident victims are covered for goods and services by their insurers if their injuries fall within the definitions in the MIG.

What’s a minor injury?

Examples of minor injuries include the following. Shallow cuts or abrasions. Sprains and muscle strain. Bruises and skin lesions. Minor burns covering only a small area of skin.

What is an OCF 21?

(OCF-21) Use this form for accidents that occur on or after November 1, 1996.

What is an OCF 23?

The OCF-23 is the form used by a Facility and/or associated Provider to inform an Insurer that treatment for an injured person will commence within the Minor Injury Guideline (MIG).

Does concussion fall under MIG?

It is generally acknowledged that the Minor Injury Guideline (MIG) does not extend to traumatic brain Injuries (TBIs), regardless of the degree of initial severity. Any brain injury from mild to severe is equally outside the ambit of the MIG.

What is the MIG Ontario?

The Minor Injury Guideline (MIG) is a policy under Ontario’s Statutory Accident Benefits Schedule (SABS), which is a piece of legislation that sets out the rights, responsibilities and rules for insurance companies and insured persons in dealing with auto insurance claims.

What is an OCF 24?

The OCF-24 form is used to capture information about minor injuries sustained in a vehicle accident.

What is an OCF 21B?

The OCF-21 is used to invoice automobile Insurers for the medical and rehabilitation goods and services, assessments and examinations submitted under the OCF-18. To Create an OCF-21B: • Login to HCAI at www.hcai.ca • In HCAI, there are two options for OCF-21B creation: • Create an Invoice from a Plan.

How do I submit OCF 23?

Remember: All OCF-23s must be submitted via HCAI. Insurers and Independent Adjusters cannot receive the OCF-23 via fax or mail. Select the insurance company to whom this form will be sent. Use the drop-down list and select from the available companies.

Is a concussion a major or minor injury?

The medical term for concussion is minor traumatic brain injury. Symptoms of concussion include brief: loss of consciousness after the head injury.